Lagos · Mid-afternoonFor Nigerians who keep moving
Loans for the work you're already doing.
Cash before customers walk away. Money before payday. A push before the weekend rush. Built for POS agents, salary earners, and small-business owners.
The numbers, plainly
- Minimum₦20KSmallest loan we issue
- Maximum₦1MSubject to your situation
- Indicative rate8.5%Flat per 30 days
- Review24 to 72Hours to a decision
What this looks like
A small loan, plainly priced. Below is one example: a thirty-day working-capital loan typical for a POS agent or small-business owner. Final terms depend on your application.
For illustration only. Loans run from ₦20,000 to ₦1,000,000. Tenures from 14 days to 6 months. Indicative rate of 8.5% per 30 days. Final rate and tenure depend on your situation and history with us.
Who this is for
Three kinds of work, three reasons the cash needs to be there before the bank can move. Pick the one that fits and apply.
- POS Agent
Cash before customers walk away.
You run a kiosk. The float runs out before the day does. We send a top-up so the next customer in line stays a customer.
Typical: ₦50,000 to ₦300,000 · 14 to 30 days - Salary Earner
Money before payday.
You're employed and paid monthly. When school fees, rent, or an emergency lands in week two, we close the gap to payday.
Typical: ₦20,000 to ₦200,000 · 30 days - SME Owner
A push before the weekend rush.
Stock for Friday. Equipment for the new contract. Payroll for the gap month. Working-capital loans sized to a small business that's already running.
Typical: ₦100,000 to ₦1,000,000 · 30 to 90 days
- Moniepoint
- OPay
- PalmPay
- Baxi
- and others
How it works
- 01 /
Tell us about you
About three minutes. Three pages. Plain English.
- 02 /
Our team reviews
We get back to you within 48 to 72 hours.
- 03 /
Funds disbursed
Same day on approval, direct to your account.
Why Liquide
Built for the work, not the bank.
Three things we promise. Three things you don't have to put up with anymore.
- 01No collateral
We don't ask for your shop, your land, or your car.
Working-capital loans for the work you're already doing. The application is plain English, and the security is your record with us, not a deed.
- 02Fast review
A real person reads it. Within 48 to 72 hours.
Same team, every application. We know the difference between a Saturday float top-up and a school-fees emergency, because we ask.
- 03No bank wahala
No queues, no branches, no forms in triplicate.
Three pages on this site. About three minutes. Disbursed direct to the account you give us, the same day on approval.
Apply
Three pages. About three minutes.